Individual Health Insurance

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  • employee benefits

PBI has been providing individuals with affordable, high quality health insurance coverage since our Firm’s inception. We provide the expertise and guidance needed for an individual make a well informed decision regarding their health insurance options.

Whether you are a full/part time member of the workforce, self-employed or a student, PBI can tailor an individual health insurance plan to suit your needs. Our unbiased and objective group of professionals illustrate plans from a wide array of insurance carriers.

Some of these carriers include:
• Access Health CT
• Healthy CT
• Aetna
• Anthem Blue Cross and Blue Shield / Wellpoint
• ConnectiCare
• Empire BlueCross BlueShield – NY
• United Healthcare
• Massachusetts Health Connector participating carriers – MA

PBI will assist all individuals in obtaining health insurance coverage that complies with the Affordable Care Act. The Affordable Care Act mandates that all individuals obtain health insurance. PBI will provide a thorough proposal and the highest level of customer service, whether you wish to obtain coverage through a State-run health insurance Exchange or a stand-alone Insurance Carrier.



PBI provides clients with affordable healthcare coverage to individuals who have reached the age of 65. We are proud to personally meet with individuals to educate and guide them through the Medicare enrollment process. Whether you are an active member of the workforce or a retiree, PBI can provide Medicare coverage to suit your health care needs.

Our professionals provide personal and detailed consultations to help determine which Medicare Plan is best suited for you.

Offerings include:
• Medicare Supplement Plans (Medigap)
• Medicare Advantage Plans
• Medicare Rx Plans (Part D)

PBI provides Medicare Plans for individuals through many highly recognized carriers.

Some of these carriers include:
• Aetna
• Anthem Blue Cross and Blue Shield
• ConnectiCare
• United Healthcare

Life Planning

At PBI, we work closely with individuals and families in assisting them in preserving and growing their wealth. Our services include:

Life Insurance Planning – Our full range of life insurance policies includes:
• Term Insurance
• Traditional Whole Life
• Universal Life
• Variable Universal Life
• Annuities

Disability Planning – For when you are faced with difficult decisions that need addressing, such as:
• Maintaining household
• Maintaining retirement plan contributions
• Addressing family’s long-term needs
• Covering children’s education expenses

Long-Term Care Insurance – We plan with you to help ensure that you:
• Maintain access to quality care
• Protect assets
• Avoid welfare
• Avoid becoming a burden

At PBI, we are proud of the many value-added services we offer to every client who walks through the door. With each of our products comes a number of customer-friendly services which allow us to help you ensure that all of your needs are met.
• Personalized One-on-One Service
• Comprehensive Review of Long-Term Needs


To arrange a personal consultation for either Individual Health Insurance or Medicare, contact PBI directly at 860-233-1171. You can also email us at One of our agents will be glad to discuss your options at a place of your choice.

Individual Health Insurance – West Hartford CT, Hartford CT





62 LaSalle Road
West Hartford, Ct 06107
Phone: 860-233-1171
Fax: 860-233-1510

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Offices for Lynn M. Mut
355 Main Street
Hamden, Ct 06514
Phone: 203-230-0548
Fax: 203-287-9972